Our Team

Our Team

What's behind the Garden Street Financial Group name...

It was in 1936 that my grandfather, Isadore Crystal, began a career in the life insurance business. He sold 10-cent policies to families who could afford the protection. Ten years later, after building a successful practice, he sold his business to help his father run the family’s specialty foods store. While premiums are no longer 10 cents per week, the values my grandfather shared with his clients are values that I feel are still important today: personal responsibility, mutual respect, knowledgeable advice, and prompt, polite service.

During a visit to Duluth, Minnesota, and the house at 111 Garden Street in which my grandfather raised his family, the inspiration came to me of incorporating his history, and memory, into my business model. With that, Garden Street Financial Group LLC was formed. Those same values continue to guide me through all of the endeavors of my life.


Steve Kastrul, ChFC®, CLU®

Owner and Investment Adviser Representative

Steve Kastrul, ChFC®, CLU®,  is the owner and Investment Adviser Representative of Garden Street Financial Group LLC. His industry career began in 1990 helping clients and other advisors. Steve works to help clients pursue their vision of financial security and success.  On April 1, 2019, Steve and Garden Street Financial Group purchased Hendricks Financial Services, welcoming the clients of fellow advisor Lynn Hendricks to his services.

Steve's credentials include:

  • Chartered Financial Consultant®
  • Chartered Life Underwriter®
  • FINRA Series 6, 7, and 63 securities registrations 
  • Life insurance licensed
  • LTC Partnership Certification
  • Member, National Association of Insurance and Financial Advisors

Steve has lived in the Rocky Mountain region since 1983. He came to Colorado as a graduate of the University of Wisconsin. Steve is a current member of the National Association of Insurance and Financial Advisors (NAIFA), and he has previously been involved with the Society of Financial Service Professionals (SFSP), the LTC Alliance, the North Denver Coalition for Seniors, and the Southwest Denver Coalition on Aging. He and his family live in the Platt Park neighborhood of Denver, where they stay active by running, biking, and helping build a stronger community.

Kim Kastrul

Office Manager and Director of Client Engagement

Kim Kastrul wears multiple hats at Garden Street Financial Group, serving as our Office Manager and as our Director of Client EngagementKim had been a dental hygienist for 30 years and upon her retirement from the health care industry, she decided to join Garden Street Financial Group. When not working and being a mother to two boys, Kim trains for triathlons. She also enjoys traveling and being outdoors. She moved here in 1989 after growing up in Des Moines, Iowa, and is proud to call Colorado home.

Taylor Pieper

Analyst and Client Service Assistant

Taylor Pieper is our Client Service Assistant. She grew up in a small town in Indiana, receiving her bachelor’s degree in mathematics from Butler University in 2017.  Previously, she worked for an investment management company, helping manage portfolios of corporate stocks and bonds before moving to Denver in January 2020. Outside of the office, Taylor spends most of her time hiking in the mountains or exploring pockets of the city.  At home, she is usually puttering around the kitchen, trying her hand at a new dish that has caught her eye.

Taylor assists with our independent fund research, evaluating our portfolio designs, updating our retirement plans, and supporting all aspects of serving our clients.

Lynn Hendricks

Founder of Hendricks Financial Services | Currently enjoying retirement

Lynn Hendricks is the founder of Hendricks Financial Services. She started the company in 1984 as a tax planning practice and added full financial and investment services in 1995. After 35 years of serving clients, Lynn retired on January 1, 2020.  She now acts as a business consultant to Steve Kastrul as he continues providing the same guidance Lynn offered to clients over the years.  

Lynn and her husband, Rick, plan to enjoy more time gardening, biking, traveling, and the company of their four-legged family members.