Steve Kastrul - Long Term Care and Life Insurance Specialist Steve has lived in the Rocky Mountain region since 1983. He came to Colorado as a graduate of the University of Wisconsin. He holds the CLU® (Chartered Life Underwriter), and ChFC® (Chartered Financial Consultant), professional designations, and is an active member of the National Association of Insurance and Financial Advisors (NAIFA), and the Society of Financial Service Professionals (SFSP). He has been previously involved with the LTC Alliance, the North Denver Coalition for Seniors, and the Southwest Denver Coalition on Aging. Personally, Steve and his family live in the Platt Park neighborhood of Denver where they are active running, biking, and helping build a stronger community.

What's behind the Garden Street Financial Group name...

It was in 1936 that my grandfather, Isadore Crystal, began a career in the Life Insurance business. He sold 10 cent policies to families who could afford the protection. Ten years later, after building a successful practice, he sold his business in order to help his father run the family’s specialty foods store. While premiums are no longer 10 cents per week, the values my grandfather shared with his clients are values that I feel are still important today; personal responsibility, mutual respect, knowledgeable advice and prompt, polite service.

During a visit to Duluth Minnesota, and the house at 111 Garden Street in which my grandfather raised his family, the inspiration came to me of incorporating his history, and memory, into my business model. With that, GARDEN STREET FINANCIAL GROUP LLC was formed. Those same values continue to guide me through all of the endeavors of my life.

STEPHEN L. KASTRUL